Investor Profile - IN
Jimmy Ratcliff
Jimmy Ratcliff is a real estate investor and operator based in Indianapolis, IN. Public filings show activity across 525 properties held through 1 holding companies. Recent mortgage relationships include The Fountain Trust Company, Fountain Trust, and Hoosier Heartland State Bank.
Jimmy's Activity
As of June 2026, public records show approximately $4.8M in recorded mortgage exposure linked to this investor across at least 14 mortgage filings and 525 properties held through 1 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2016 and 2026.
Primary Geography
Indianapolis, IN
ZIP codes: 47933, 47932, 46121, 47990, and 46175
Most activity in CRAWFORDSVILLE, COVINGTON, COATESVILLE, WAYNETOWN, and WAVELAND.
Property Type Breakdown
Associated Entities (1)
IN · 61 properties · 14 mortgages
Mortgages (14)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/21/2025 | $1.7M | Open | The Fountain Trust Company | RATCLIFF INC | 1400 LADOGA RD, CRAWFORDSVILLE, IN 47933 |
| 07/12/2024 | $349k | Open | The Fountain Trust Company | RATCLIFF INC | 42 W 300TH DR S, CRAWFORDSVILLE, IN 47933 |
+12 more not shown
Owned Properties (525)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1203 LADOGA RD, CRAWFORDSVILLE, IN 47933 | RATCLIFF INC | Owns - 2 mos | $128k |
| 264 VICTORY HLS, COATESVILLE, IN 46121 | RATCLIFF INC | Owns - 2 mos | $0 |
+523 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and exempt properties across Indianapolis, IN.
What companies is Jimmy Ratcliff associated with?
Jimmy Ratcliff is associated with 1 entity based on extracted signatures from public records. Key entities include RATCLIFF INC.
How many properties are associated with this investor?
At least 525 properties are associated with Jimmy Ratcliff and the entities they control, based on signatures extracted from recorded documents connecting Jimmy Ratcliff to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references The Fountain Trust Company, Fountain Trust, and Hoosier Heartland State Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2026, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to [email protected]. Elementix reviews such requests only where required by applicable law. General objections or unsupported demands do not create a removal obligation.