Investor profile - IL

Carol Beard

Carol Beard is a real estate investor and operator based in Chicago, IL-IN-WI. Public filings show activity across 4 properties held through 75 holding companies. Recent mortgage relationships include JRM, NORTH LAKE INVESTMENTS, and FNBC Bank & Trust.

Contact info available

Carol's Activity

As of December 2025, public records show approximately $2.9M in recorded mortgage exposure linked to this investor across at least 4 mortgage filings and 4 properties held through 75 holding companies. Activity appears concentrated in multifamily and residential assets recorded between 2010 and 2025.

Primary Geography

Chicago, IL-IN-WI

ZIP codes: 60651, 60068, and 60611

Most recorded activity for this investor appears in CHICAGO and PARK RIDGE.

Property Type Breakdown

Multifamily50%
Residential25%
Vacant25%

Associated Entities (75)

FIRST NATIONS BANK

IL · 23 properties · 43 mortgages

FIRST NATL BANK OF WHEATON

IL · 0 properties · 4 mortgages

FIRST NATIONS BANK FKA FNBW BANK FKA FIRST NATL BANK OF WHEATON AN ILLINOIS BANKING ASSN AS TRUSTEE UNDER THE PROVISIONS OF A DEED OR DEEDS IN TRUST

IL · 0 properties · 0 mortgages

+72 more not shown

Mortgages (4)

Top Lenders

JRM
JRM

$1.4M · 1 loan

NORTH LAKE INVESTMENTS
NORTH LAKE INVESTMENTS

$966k · 1 loan

FNBC Bank & Trust
FNBC Bank & Trust

$364k · 1 loan

DateAmountStatusLenderBorrowerAddress
01/14/2020$364kOpenFNBC Bank & TrustFIRST NATL BANK OF WHEATON29W529 COUNTRY RIDGE DR,
WARRENVILLE, IL 60555
12/12/2013$1.4MOpenJRMFIRST NATL BANK OF WHEATON29 548 COUNTY RIDGE DR,
WARRENVILLE, IL
04/26/2013$966kOpenNORTH LAKE INVESTMENTSFIRST NATL BANK OF WHEATON644 E N BROADWAY ST,
LOMBARD, IL 60148

+1 more not shown

Owned Properties (4)

AddressDeeded ownerStatusConsideration
1761 PAVILION WAY,
PARK RIDGE, IL 60068
GLEN STANITSSold$0
1150 N LAKE SHORE DR,
CHICAGO, IL 60611 17D
JEFFREY A KLK CONSULTANTS LLCSold$1.0M
1333 N AVERS AVE,
CHICAGO, IL 60651
FIRST NATIONS BANK AS TRUSTEE UNDER TRUST AGREEMENT DATED SEPTEMBER 3 2015 AND KNOWN AS LAND TRUST 1847Sold$13k

+1 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in multifamily, residential, and vacant properties across Chicago, IL-IN-WI.

What companies is Carol Beard associated with?

Carol Beard is associated with 75 entities based on extracted signatures from public records. Key entities include FIRST NATIONS BANK, FIRST NATL BANK OF WHEATON, FIRST NATIONS BANK FKA FNBW BANK FKA FIRST NATL BANK OF WHEATON AN ILLINOIS BANKING ASSN AS TRUSTEE UNDER THE PROVISIONS OF A DEED OR DEEDS IN TRUST, FIRST NATIONS BANK FKA FNBW BANK FKA FIRST NATL BANK OF WHEATON AS TRUSTEE UNDER TRUST NO 1635, and FIRST NATIONS BANK FKA FNBW BANK FKA FIRST NATL BANK WHEATON.

How many properties are associated with this investor?

At least 4 properties are associated with Carol Beard and the entities they control, based on signatures extracted from recorded documents connecting Carol Beard to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references JRM, NORTH LAKE INVESTMENTS, and FNBC Bank & Trust, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2020.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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