Investor Profile - ID
Richard Fernand
Richard Fernand is a real estate investor and operator based in Boise, ID. Public filings show activity across 13 properties held through 2 holding companies. Recent mortgage relationships include CapEd Credit Union and REGION IV DEV.
Richard's Activity
As of June 2026, public records show approximately $50.6M in recorded mortgage exposure linked to this investor across at least 22 mortgage filings and 13 properties held through 2 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2017 and 2025.
Associated People
Primary Geography
Boise, ID
ZIP codes: 83647, 83651, 83605, 83616, and 83705
Most activity in MOUNTAIN HOME, NAMPA, CALDWELL, EAGLE, and BOISE.
Property Type Breakdown
Associated Entities (2)
ID · 31 properties · 11 mortgages
ID · 2 properties · 4 mortgages
Mortgages (22)
Top Lenders
$48.3M · 13 loans
$2.3M · 1 loan
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 07/17/2025 | $3.0M | Open | CapEd Credit Union | A & R PROPERTIES LLC | 2411 S SHOSHONE ST, BOISE, ID 83705 |
| 07/17/2025 | $3.0M | Open | CapEd Credit Union | A & R PROPERTIES LLC | N 3RD E ST, MOUNTAIN HOME, ID 83647 |
+20 more not shown
Owned Properties (13)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 2025 E RIVERSIDE DR, EAGLE, ID 83616 | NCRF PROPERTIES LLC | Owns - 2.9 yrs | $8.0M |
| 4723 E USTICK RD, CALDWELL, ID 83605 | CITY OF CALDWELL | Owns - 4.4 yrs | $0 |
+11 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and commercial properties across Boise, ID.
What companies is Richard Fernand associated with?
Richard Fernand is associated with 2 entities based on extracted signatures from public records. Key entities include A & R PROPERTIES LLC and NCRF PROPERTIES LLC.
How many properties are associated with this investor?
At least 13 properties are associated with Richard Fernand and the entities they control, based on signatures extracted from recorded documents connecting Richard Fernand to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references CapEd Credit Union and REGION IV DEV, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2017 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to [email protected]. Elementix reviews such requests only where required by applicable law. General objections or unsupported demands do not create a removal obligation.