Investor profile - GA
Zachary Cowart
Zachary Cowart is a real estate investor and operator based in Albany, GA. Public filings show activity across 5 properties held through 36 holding companies. Recent mortgage relationships include VALDOSTA LOWNDES COUNTY INDUSTRIAL AUTHO, Farmers & Merchants Bank, and JLD PROPERTIES.
Zachary's Activity
As of December 2025, public records show approximately $77.8M in recorded mortgage exposure linked to this investor across at least 126 mortgage filings and 5 properties held through 36 holding companies. Activity appears concentrated in vacant and residential assets recorded between 2013 and 2025.
Primary Geography
Albany, GA
ZIP codes: 31510, 31601, 31602, 31605, and 31793
Most recorded activity for this investor appears in VALDOSTA, ALMA, and TIFTON.
Property Type Breakdown
Associated Entities (36)
GA · 0 properties · 33 mortgages
GA · 0 properties · 15 mortgages
GA · 1 property · 9 mortgages
+33 more not shown
Mortgages (126)
Top Lenders
$23.5M · 1 loan
$12.9M · 30 loans
$6.4M · 4 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 10/31/2025 | $1.1M | Open | CBC Bank | GUNS HOLDINGS LLC | - |
| 10/27/2025 | $5.0M | Open | Farmers & Merchants Bank | SENDERO RANCH LLC | - |
| 10/22/2025 | $293k | Open | Farmers & Merchants Bank | JWS DEVELOPMENT LLC | S US 319, TIFTON, GA 31793 |
+123 more not shown
Owned Properties (5)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 520 CHARLTON ST, VALDOSTA, GA 31601 | WALKER 104 LLC | Owns - 7.6 yrs | $122k |
| S US 319, TIFTON, GA 31793 | FJR RENTAL LLC | Owns - 8.0 yrs | $40k |
| 411 NORTHSIDE DR, VALDOSTA, GA 31602 | ROWELL GRP OF VALDOSTA LLC | Owns - 9.9 yrs | $1.4M |
+2 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in vacant, residential, and multifamily properties across Albany, GA.
What companies is Zachary Cowart associated with?
Zachary Cowart is associated with 36 entities based on extracted signatures from public records. Key entities include STOKER DEVELOPMENT LLC, ROWELL ENTERPRISE LLC, ROWELL SHAW INVESTMENTS LLC, J R RENTALS OF GEORGIA LLC, and ALMA BERRYS LLC.
How many properties are associated with this investor?
At least 5 properties are associated with Zachary Cowart and the entities they control, based on signatures extracted from recorded documents connecting Zachary Cowart to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references VALDOSTA LOWNDES COUNTY INDUSTRIAL AUTHO, Farmers & Merchants Bank, and JLD PROPERTIES, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2013 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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