Investor Profile - GA

Sharon Ray

Sharon Ray is a real estate investor and operator based in Atlanta, GA. Public filings show activity across 46 properties held through 8 holding companies. Recent mortgage relationships include CIVIC Financial Services and Citi.

Contact info available

Sharon's Activity

As of June 2026, public records show approximately $434k in recorded mortgage exposure linked to this investor across at least 2 mortgage filings and 46 properties held through 8 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2015 and 2026.

Primary Geography

Atlanta, GA

ZIP codes: 30058, 30066, 30080, 30083, and 30094

Most activity in MACON, LITHONIA, STONE MOUNTAIN, DOUGLASVILLE, and COLUMBUS.

Property Type Breakdown

Residential89%
Commercial4%
Industrial2%
Other4%

Associated Entities (8)

US BANK NA

GA · 7,448 properties · 11 mortgages

JPMORGAN CHASE BANK NA

GA · 5,447 properties · 2 mortgages

+6 more entities not shown

Mortgages (2)

DateAmountStatusLenderBorrowerAddress
10/20/2023$396kOpenCIVIC Financial ServicesCOLT 2022 5 TRUST4728 W VILLAGE WAY SE,
SMYRNA, GA 30080
07/06/2021$38kOpenCitiCITIBANK NA920 BROOKS RD,
COLUMBUS, GA 31903

Owned Properties (46)

AddressDeeded ownerStatusConsideration
4097 GILMORE RD SE,
SMYRNA, GA 30080
MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUSOwns - 2 mos$1.1M
3914 HATTIE DR,
MACON, GA 31217
NEW RESIDENTIAL MORTGAGE LOAN TRUSTOwns - 2 mos$52k

+44 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential, commercial, and industrial properties across Atlanta, GA.

What companies is Sharon Ray associated with?

Sharon Ray is associated with 8 entities based on extracted signatures from public records. Key entities include US BANK NA, JPMORGAN CHASE BANK NA, CITIBANK NA, BANK OF NEW YORK MELLON, and US BANK NA AS INDENTURE TRUSTEE FOR HOMEBANC MORTGAGE TRUST 2004 1 MORTGAGE BACKED NOTES SERIES 2004 1.

How many properties are associated with this investor?

At least 46 properties are associated with Sharon Ray and the entities they control, based on signatures extracted from recorded documents connecting Sharon Ray to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references CIVIC Financial Services and Citi, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2015 through 2026, with the most recent mortgage recorded in 2023.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to [email protected]. Elementix reviews such requests only where required by applicable law. General objections or unsupported demands do not create a removal obligation.