Investor Profile - FL
Zoila Fernandez
Zoila Fernandez is a real estate investor and operator based in Miami-Fort Lauderdale, FL. Public filings show activity across 24 properties held through 7 holding companies. Recent mortgage relationships include Intercredit Bank, Sunstate Bank, and NO LIMIT MTG SOLUTIONS.
Zoila's Activity
As of June 2026, public records show approximately $5.5M in recorded mortgage exposure linked to this investor across at least 10 mortgage filings and 24 properties held through 7 holding companies. Activity appears concentrated in residential and industrial assets recorded between 2015 and 2025.
Associated People
Primary Geography
Miami-Fort Lauderdale, FL
ZIP codes: 33186, 33324, 33614, 33012, and 33013
Most activity in MIAMI, HIALEAH, TAMPA, DAVIE, and PLANTATION.
Property Type Breakdown
Associated Entities (7)
FL · 6 properties · 4 mortgages
FL · 1 property · 4 mortgages
+5 more entities not shown
Mortgages (10)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 10/09/2025 | $600k | Open | NO LIMIT MTG SOLUTIONS | PINI INSURANCE 4 LLC | 14360 SW 139TH CT #2, MIAMI, FL 33186 |
| 09/06/2024 | $200k | Open | Intercredit Bank | PINI INSURANCE 3 LLC | 14380 SW 139TH CT, MIAMI, FL 33186 |
+8 more not shown
Owned Properties (24)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 880 SW 129TH PL #105, MIAMI, FL 33184 | ZOIKA FERNANDEZ | Owns - 3.6 yrs | $200k |
| 25878 SW 139TH PATH, HOMESTEAD, FL 33032 | ZOIKA FERNANDEZ | Owns - 4.6 yrs | $260k |
+22 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, industrial, and office properties across Miami-Fort Lauderdale, FL.
What companies is Zoila Fernandez associated with?
Zoila Fernandez is associated with 7 entities based on extracted signatures from public records. Key entities include PINI INSURANCE 4 LLC, PINI INSURANCE 3 LLC, PINI INSURANCE LLC, VIP COLLECTION LLC, and PINI INSURANCE 2 LLC.
How many properties are associated with this investor?
At least 24 properties are associated with Zoila Fernandez and the entities they control, based on signatures extracted from recorded documents connecting Zoila Fernandez to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Intercredit Bank, Sunstate Bank, and NO LIMIT MTG SOLUTIONS, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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