Investor profile - FL
Virginia Cepero
Virginia Cepero is a real estate investor and operator based in Miami-Fort Lauderdale, FL. Public filings show activity across 1 properties held through 6 holding companies. Recent mortgage relationships include Bank of America and Change Home Mortgage.
Virginia's Activity
As of December 2025, public records show approximately $1.5M in recorded mortgage exposure linked to this investor across at least 2 mortgage filings and 1 properties held through 6 holding companies. Activity appears concentrated in residential assets recorded between 2017 and 2025.
Primary Geography
Miami-Fort Lauderdale, FL
ZIP codes: 33146
Most recorded activity for this investor appears in CORAL GABLES.
Property Type Breakdown
Associated Entities (6)
FL · 1 property · 7 mortgages
FL · 1 property · 2 mortgages
FL · 1 property · 1 mortgage
+3 more not shown
Mortgages (2)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 04/07/2025 | $287k | Open | Change Home Mortgage | MODERN PROPERTY ACQUISITIONS LLC | 458 S 3RD ST, MACCLENNY, FL 32063 |
| 09/28/2021 | $1.2M | Open | Bank of America | MODERN PROPERTY ACQUISITIONS LLC | 4851 BILTMORE DR, CORAL GABLES, FL 33146 |
+0 more not shown
Owned Properties (1)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 4851 BILTMORE DR, CORAL GABLES, FL 33146 | MODERN PROPERTY ACQUISITIONS LLC | Owns - 8.9 yrs | $970k |
+0 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential properties across Miami-Fort Lauderdale, FL.
What companies is Virginia Cepero associated with?
Virginia Cepero is associated with 6 entities based on extracted signatures from public records. Key entities include AVENIR DEVELOPMENT LLC, MODERN PROPERTY ACQUISITIONS LLC, DU PROPERTY GROUP LLC, RANCH INVESTMENTS INC, and AVENIR HOLDINGS LLC.
How many properties are associated with this investor?
At least 1 properties are associated with Virginia Cepero and the entities they control, based on signatures extracted from recorded documents connecting Virginia Cepero to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Bank of America and Change Home Mortgage, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2017 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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