Investor profile - FL

Tracy Smith

Tracy Smith is a real estate investor and operator based in Orlando, FL. Public filings show activity across 12 properties held through 17 holding companies. Recent mortgage relationships include Colony Bank, THE DEBORAH M DAVIS LIVING TRUST, and AuburnBank.

Contact info available

Tracy's Activity

As of December 2025, public records show approximately $708k in recorded mortgage exposure linked to this investor across at least 5 mortgage filings and 12 properties held through 17 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2012 and 2025.

Primary Geography

Orlando, FL

ZIP codes: 32210, 32218, 32222, 32256, and 32257

Most recorded activity for this investor appears in JACKSONVILLE, MIAMI GARDENS, LITHIA, BARTOW, and OCOEE.

Property Type Breakdown

Residential75%
Commercial25%

Associated Entities (17)

DISNEY VACATION DEVELOPMENT INC

FL · 12 properties · 758 mortgages

Incorporated on 11/20/1990 in FL
MERITAGE HOMES OF FLORIDA INC

FL · 689 properties · 7 mortgages

active
Incorporated on 06/21/1965 in FL
ST ANDREWS BAY YACHT CLUB INC

FL · 0 properties · 2 mortgages

nonprofit
Incorporated on 02/22/1961 in FL

+14 more not shown

Mortgages (5)

Top Lenders

Colony Bank
Colony Bank

$475k · 1 loan

THE DEBORAH M DAVIS LIVING TRUST
THE DEBORAH M DAVIS LIVING TRUST

$150k · 1 loan

AuburnBank
AuburnBank

$83k · 1 loan

DateAmountStatusLenderBorrowerAddress
03/16/2018$1.7MClosedCity National BankWEN SOUTH LLC-
08/04/2017$83kOpenAuburnBankFINLEY PROPERTIES LLC23223 FRONT BEACH RD,
PANAMA CITY BEACH, FL 32413 A-134
03/01/2017$150kOpenTHE DEBORAH M DAVIS LIVING TRUSTCENTERLINE STEEL LLC208 W DAVIS INDUSTRIAL DR,
SAINT AUGUSTINE, FL 32084

+2 more not shown

Owned Properties (12)

AddressDeeded ownerStatusConsideration
7663 MERRILL RD,
JACKSONVILLE, FL 32277
WEN SOUTH LLCSold$500k
9510 APPLECROSS RD,
JACKSONVILLE, FL 32222
WEN SOUTH LLCSold$925k
2242 QUAIL VIEW AVE,
BARTOW, FL 33830
TRACY SMITHOwns - 9.3 yrs$184k

+9 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential and commercial properties across Orlando, FL.

What companies is Tracy Smith associated with?

Tracy Smith is associated with 17 entities based on extracted signatures from public records. Key entities include DISNEY VACATION DEVELOPMENT INC, MERITAGE HOMES OF FLORIDA INC, ST ANDREWS BAY YACHT CLUB INC, FINLEY PROPERTIES LLC, and WEN SOUTH LLC.

How many properties are associated with this investor?

At least 12 properties are associated with Tracy Smith and the entities they control, based on signatures extracted from recorded documents connecting Tracy Smith to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references Colony Bank, THE DEBORAH M DAVIS LIVING TRUST, and AuburnBank, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2012 through 2025, with the most recent mortgage recorded in 2018.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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