Investor profile - FL

Steven Ralys

Steven Ralys is a real estate investor and operator based in Jacksonville, FL. Public filings show activity across 1,027 properties held through 42 holding companies. Recent mortgage relationships include American Heritage Lending, FIRSTATLANTIC BANK, and CoreVest Finance.

Contact info available

Steven's Activity

As of December 2025, public records show approximately $254.2M in recorded mortgage exposure linked to this investor across at least 215 mortgage filings and 1,027 properties held through 42 holding companies. Activity appears concentrated in residential and office assets recorded between 2011 and 2025.

Primary Geography

Jacksonville, FL

ZIP codes: 32210, 32208, 32254, 32205, and 32209

Most recorded activity for this investor appears in JACKSONVILLE and NEPTUNE BEACH.

Property Type Breakdown

Residential99%
Office1%

Associated Entities (42)

PAYNE ROBERTS LLC

FL · 60 properties · 84 mortgages

inactive
Incorporated on 04/02/2015 in FL
315 REAL ESTATE CAPITAL LLC

FL · 55 properties · 22 mortgages

active
Incorporated on 04/25/2018 in FL
BHKN III LLC

FL · 20 properties · 20 mortgages

active
Incorporated on 07/19/2021 in FL

+39 more not shown

Mortgages (215)

DateAmountStatusLenderBorrowerAddress
01/05/2023$775kOpenCOUP DOEIL CAPITALASHTON ACQUISITION GROUP LLC-
01/05/2023$1.5MOpenCOUP DOEIL CAPITALSTANDARD LAKE ALFRED LLC-
10/19/2022$1.1MOpenFlorida Capital Bank, N.A.FIN HOMES LLC378018 KINGS FERRY RD,
HILLIARD, FL 32046

+212 more not shown

Owned Properties (1,027)

AddressDeeded ownerStatusConsideration
112 W 67TH ST,
JACKSONVILLE, FL 32208
FIN HOMES LLCSold$150k
6532 PERRY ST,
JACKSONVILLE, FL 32208
FIN HOMES LLCSold$100k
3525 CESERY BLVD,
JACKSONVILLE, FL 32277
FIN HOMES LLCSold$500k

+1024 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential and office properties across Jacksonville, FL.

What companies is Steven Ralys associated with?

Steven Ralys is associated with 42 entities based on extracted signatures from public records. Key entities include PAYNE ROBERTS LLC, 315 REAL ESTATE CAPITAL LLC, BHKN III LLC, LINCOLN PROPERTY MANAGEMENT LLC, and FIN HOMES LLC.

How many properties are associated with this investor?

At least 1,027 properties are associated with Steven Ralys and the entities they control, based on signatures extracted from recorded documents connecting Steven Ralys to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references American Heritage Lending, FIRSTATLANTIC BANK, and CoreVest Finance, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2023.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.