Investor profile - FL
Sandra Spencer
Sandra Spencer is a real estate investor and operator based in Jacksonville, FL. Public filings show activity across 4 properties held through 10 holding companies. Recent mortgage relationships include COUNTRY CLUB FUNDING, LOOMIS EQUITY GROUP, and Toll Brothers Mortgage Company.
Sandra's Activity
As of December 2025, public records show approximately $26.2M in recorded mortgage exposure linked to this investor across at least 4 mortgage filings and 4 properties held through 10 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2011 and 2025.
Primary Geography
Jacksonville, FL
ZIP codes: 32068, 32223, and 33884
Most recorded activity for this investor appears in MIDDLEBURG, WINTER HAVEN, and JACKSONVILLE.
Property Type Breakdown
Associated Entities (10)
FL · 12 properties · 758 mortgages
FL · 1 property · 2 mortgages
FL · 0 properties · 1 mortgage
+7 more not shown
Mortgages (4)
Top Lenders
$18.7M · 1 loan
$4.3M · 1 loan
$3.2M · 1 loan
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 04/18/2019 | $4.3M | Open | LOOMIS EQUITY GROUP | LOOMIS EQUITY GROUP LLC | 3560 KINDLEWOOD DR, MIDDLEBURG, FL 32068 |
| 01/14/2014 | $3.2M | Open | Toll Brothers Mortgage Company | ATLANTIC BEACH PARTNERS LLC | - |
| 01/14/2014 | $18.7M | Open | COUNTRY CLUB FUNDING | ATLANTIC BEACH PARTNERS LLC | - |
+1 more not shown
Owned Properties (4)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| KINDLEWOOD DR, MIDDLEBURG, FL 32068 | KINDLEWOOD LLC | Sold | $3.0M |
| 3560 KINDLEWOOD DR, MIDDLEBURG, FL 32068 | KINDLEWOOD LLC | Sold | $3.0M |
| 3990 BEDFORD AVE, WINTER HAVEN, FL 33884 | GARY SPENCER | Owns - 8.1 yrs | $277k |
+1 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and vacant properties across Jacksonville, FL.
What companies is Sandra Spencer associated with?
Sandra Spencer is associated with 10 entities based on extracted signatures from public records. Key entities include DISNEY VACATION DEVELOPMENT INC, ATLANTIC BEACH PARTNERS LLC, OCEAN BREEZE OF AMELIA LLC, PARKWAY DUNES LLC, and PLUMMER GRANT LLC.
How many properties are associated with this investor?
At least 4 properties are associated with Sandra Spencer and the entities they control, based on signatures extracted from recorded documents connecting Sandra Spencer to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references COUNTRY CLUB FUNDING, LOOMIS EQUITY GROUP, and Toll Brothers Mortgage Company, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2019.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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