Investor profile - FL
Ruben Fernandez
Ruben Fernandez is a real estate investor and operator based in Miami-Fort Lauderdale, FL. Public filings show activity across 21 properties held through 5 holding companies. Recent mortgage relationships include NONA FUNDING, TWELVE TWENTY NINE, and BASELINE FUNDING.
Ruben's Activity
As of December 2025, public records show approximately $2.5M in recorded mortgage exposure linked to this investor across at least 19 mortgage filings and 21 properties held through 5 holding companies. Activity appears concentrated in residential and industrial assets recorded between 2016 and 2025.
Associated People
Primary Geography
Miami-Fort Lauderdale, FL
ZIP codes: 32771, 32174, 33016, 32114, and 32129
Most recorded activity for this investor appears in SANFORD, HIALEAH, ORMOND BEACH, RUSKIN, and DAYTONA BEACH.
Property Type Breakdown
Associated Entities (5)
FL · 4 properties · 16 mortgages
FL · 0 properties · 2 mortgages
FL · 0 properties · 1 mortgage
+2 more not shown
Mortgages (19)
Top Lenders
$1.3M · 8 loans
$652k · 2 loans
$500k · 1 loan
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 08/26/2025 | $170k | Open | NONA FUNDING | TWELVE TWENTY NINE LLC | 530 S CARPENTER AVE, ORANGE, FL 32763 |
| 08/18/2025 | $191k | Open | NONA FUNDING | TWELVE TWENTY NINE LLC | 211 WOODMERE BLVD, SANFORD, FL 32773 |
| 06/02/2025 | $159k | Open | NONA FUNDING | TWELVE TWENTY NINE LLC | 809 SUGAR HOUSE BLVD, PORT ORANGE, FL 32129 |
+16 more not shown
Owned Properties (21)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 809 SUGAR HOUSE BLVD, PORT ORANGE, FL 32129 | TWELVE TWENTY NINE LLC | Owns - 7 mos | $124k |
| 1807 W 3RD ST, SANFORD, FL 32771 | TWELVE TWENTY NINE LLC | Owns - 14 mos | $140k |
| 603 S CENTER ST, ORMOND BEACH, FL 32174 | TWELVE TWENTY NINE LLC | Sold | $190k |
+18 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, industrial, and vacant properties across Miami-Fort Lauderdale, FL.
What companies is Ruben Fernandez associated with?
Ruben Fernandez is associated with 5 entities based on extracted signatures from public records. Key entities include TWELVE TWENTY NINE LLC, RHF GROUP INC, ACCOUNTANTS ASSOCIATES OF MIAMI INC, DORPAFER GROUP LLC, and LA COLINA LLC.
How many properties are associated with this investor?
At least 21 properties are associated with Ruben Fernandez and the entities they control, based on signatures extracted from recorded documents connecting Ruben Fernandez to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references NONA FUNDING, TWELVE TWENTY NINE, and BASELINE FUNDING, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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