Investor profile - FL

Ronald Utter

Ronald Utter is a real estate investor and operator based in Orlando, FL. Public filings show activity across 3 properties held through 2 holding companies. Recent mortgage relationships include STORY PROPERTIES LLP, DAVID KEEL IRA, and KEEL KATHY.

Contact info available

Ronald's Activity

As of December 2025, public records show approximately $1.2M in recorded mortgage exposure linked to this investor across at least 5 mortgage filings and 3 properties held through 2 holding companies. Activity appears concentrated in office and vacant assets recorded between 2016 and 2025.

Primary Geography

Orlando, FL

ZIP codes: 32114, 32168, and 32835

Most recorded activity for this investor appears in DAYTONA BEACH, ORLANDO, and NEW SMYRNA BEACH.

Property Type Breakdown

Office67%
Vacant33%

Associated Entities (2)

FLORIDA 109 CORP

FL · 1 property · 4 mortgages

active
Incorporated on 08/14/2018 in FL
UTTER PROPERTIES LLC

FL · 2 properties · 1 mortgage

inactive
Incorporated on 08/27/2015 in FL

Mortgages (5)

Top Lenders

STORY PROPERTIES LLP
STORY PROPERTIES LLP

$525k · 1 loan

DAVID KEEL IRA
DAVID KEEL IRA

$425k · 1 loan

KEEL KATHY
KEEL KATHY

$215k · 1 loan

DateAmountStatusLenderBorrowerAddress
06/11/2025$425kOpenDAVID KEEL IRAFLORIDA 109 CORP-
11/07/2023$215kOpenKEEL KATHYFLORIDA 109 CORP700 HAMMETT LN,
NEW SMYRNA BEACH, FL 32168
10/17/2022$385kClosedDAVID KEEL IRAFLORIDA 109 CORP109 TERRA MANGO LOO,
ORLANDO, FL 32835

+2 more not shown

Owned Properties (3)

AddressDeeded ownerStatusConsideration
109 TERRA MANGO LOOP,
ORLANDO, FL 32835
FLORIDA 109 CORPOwns - 7.1 yrs$600k
700 HAMMETT LN,
NEW SMYRNA BEACH, FL 32168
MARK HUMPHREYSold$806k
337 N CLYDE MORRIS BLVD,
DAYTONA BEACH, FL 32114
UTTER PROPERTIES LLCSold$465k

+0 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in office and vacant properties across Orlando, FL.

What companies is Ronald Utter associated with?

Ronald Utter is associated with 2 entities based on extracted signatures from public records. Key entities include FLORIDA 109 CORP and UTTER PROPERTIES LLC.

How many properties are associated with this investor?

At least 3 properties are associated with Ronald Utter and the entities they control, based on signatures extracted from recorded documents connecting Ronald Utter to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references STORY PROPERTIES LLP, DAVID KEEL IRA, and KEEL KATHY, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2016 through 2025, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

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