Investor Profile - FL

Ricardo Monroy

Ricardo Monroy is a real estate investor and operator based in Miami-Fort Lauderdale, FL. Public filings show activity across 49 properties held through 15 holding companies. Recent mortgage relationships include HRC Investment Group, Renovo Financial, and MOREJON GENI.

8888880368
88888888@icloud.com

Ricardo's Activity

As of June 2026, public records show approximately $4.6M in recorded mortgage exposure linked to this investor across at least 22 mortgage filings and 49 properties held through 15 holding companies. Activity appears concentrated in residential and industrial assets recorded between 2015 and 2026.

Primary Geography

Miami-Fort Lauderdale, FL

ZIP codes: 33460, 33134, 33156, 33143, and 33173

Most activity in MIAMI, WEST PALM BEACH, CORAL GABLES, LAKE WORTH BEACH, and PINECREST.

Property Type Breakdown

Residential98%
Industrial2%

Associated Entities (15)

RSJ BUSINESS INC

FL · 6 properties · 20 mortgages

active
Incorporated on 06/14/2019 in FL
FASTXPRESS USA LLC

FL · 1 property · 1 mortgage

active
Incorporated on 05/22/2024 in FL

+13 more entities not shown

Mortgages (22)

Top Lenders

HRC Investment Group
HRC Investment Group

$2.2M · 8 loans

Renovo Financial
Renovo Financial

$2.0M · 5 loans

MOREJON GENI
MOREJON GENI

$236k · 1 loan

DateAmountStatusLenderBorrowerAddress
02/09/2026$235kOpenHRC Investment GroupRSJ BUSINESS INC405 N E ST,
LAKE WORTH BEACH, FL 33460
10/15/2025$410kOpenHRC Investment GroupRSJ BUSINESS INC4259 EMPRESS ST,
PALM BEACH GARDENS, FL 33410

+20 more not shown

Owned Properties (49)

AddressDeeded ownerStatusConsideration
7625 106TH AVE,
MIAMI, FL 33173
RJM INVESTMENT PROPERTY LLCOwns - 3 mos$470k
405 N E ST,
LAKE WORTH BEACH, FL 33460
RSJ BUSINESS INCOwns - 4 mos$205k

+47 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential and industrial properties across Miami-Fort Lauderdale, FL.

What companies is Ricardo Monroy associated with?

Ricardo Monroy is associated with 15 entities based on extracted signatures from public records. Key entities include RSJ BUSINESS INC, FASTXPRESS USA LLC, R S J BUSINESS INC, RJM INVESTMENT PROPERTY 3 LLC, and 24RM INVESTMENTS LLC.

How many properties are associated with this investor?

At least 49 properties are associated with Ricardo Monroy and the entities they control, based on signatures extracted from recorded documents connecting Ricardo Monroy to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references HRC Investment Group, Renovo Financial, and MOREJON GENI, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2015 through 2026, with the most recent mortgage recorded in 2026.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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