Investor profile - FL
Nicole Fernandez
Nicole Fernandez is a real estate investor and operator based in Tampa-St. Petersburg, FL. Public filings show activity across 28 properties held through 26 holding companies. Recent mortgage relationships include City National Bank of Florida, Security Bank, and International Finance Bank.
Nicole's Activity
As of December 2025, public records show approximately $17.0M in recorded mortgage exposure linked to this investor across at least 16 mortgage filings and 28 properties held through 26 holding companies. Activity appears concentrated in residential and industrial assets recorded between 2012 and 2025.
Associated People
Primary Geography
Tampa-St. Petersburg, FL
ZIP codes: 33616, 32218, 33177, 33604, and 33612
Most recorded activity for this investor appears in TAMPA, MIAMI, BRANDON, JACKSONVILLE, and MIAMI BEACH.
Property Type Breakdown
Associated Entities (26)
FL · 1 property · 4 mortgages
FL · 0 properties · 3 mortgages
FL · 1 property · 2 mortgages
+23 more not shown
Mortgages (16)
Top Lenders
$7.6M · 5 loans
$5.0M · 1 loan
$1.3M · 1 loan
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 12/04/2025 | $1.3M | Open | International Finance Bank | SWEET RIVER GABLES LLC | - |
| 11/30/2023 | $580k | Open | LoanStream Mortgage | DENVER INVESTORS LLC | 1446 SCOTT ST, HOLLYWOOD, FL 33020 |
| 08/01/2022 | $907k | Open | APOLLO BANK | SWEET RIVER HOMES LLC | - |
+13 more not shown
Owned Properties (28)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 9568 VIA ELEGANTE, WELLINGTON, FL 33411 | ALISA CIANCIOTTO | Sold | $200k |
| 3975 RORY OAK CIR, APOPKA, FL 32703 | HENRY ORTIZ | Owns - 20 mos | $454k |
| 12731 COUNTRYSIDE TER, COOPER, FL 33330 | DAVID FERNANDEZ | Owns - 20 mos | $975k |
+25 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, industrial, and vacant properties across Tampa-St. Petersburg, FL.
What companies is Nicole Fernandez associated with?
Nicole Fernandez is associated with 26 entities based on extracted signatures from public records. Key entities include SWEET RIVER WEST MIAMI LLC, SWEET RIVER HARBOR LLC, D C N INC, SRWM TOWN HOMES LLC, and SPIRIT USA LLC.
How many properties are associated with this investor?
At least 28 properties are associated with Nicole Fernandez and the entities they control, based on signatures extracted from recorded documents connecting Nicole Fernandez to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references City National Bank of Florida, Security Bank, and International Finance Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2012 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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