Investor profile - FL
Neil Payne
Neil Payne is a real estate investor and operator based in Tampa-St. Petersburg, FL. Public filings show activity across 9 properties held through 8 holding companies. Recent mortgage relationships include Capital City Bank, Builder Finance Inc., and Renovo Financial.
Neil's Activity
As of December 2025, public records show approximately $12.6M in recorded mortgage exposure linked to this investor across at least 24 mortgage filings and 9 properties held through 8 holding companies. Activity appears concentrated in residential and multifamily assets recorded between 2019 and 2025.
Primary Geography
Tampa-St. Petersburg, FL
ZIP codes: 33629, 33881, 33542, 33558, and 33602
Most recorded activity for this investor appears in TAMPA, WINTER HAVEN, LUTZ, BARTOW, and ZEPHYRHILLS.
Property Type Breakdown
Associated Entities (8)
FL · 5 properties · 15 mortgages
FL · 2 properties · 5 mortgages
FL · 0 properties · 2 mortgages
+5 more not shown
Mortgages (24)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/20/2025 | $1.2M | Open | Builder Finance Inc. | PAYNE FREE DEVELOPMENT LLC | 3622 S COOLIDGE AVE, TAMPA, FL 33629 |
| 11/13/2025 | $822k | Open | LendSimpli | PAYNE FREE DEVELOPMENT LLC | 321 W HANLON ST, TAMPA, FL 33604 |
| 08/22/2024 | $980k | Open | Renovo Financial | PAYNE FREE RENOVATIONS LLC | 405 W AMELIA AVE, TAMPA, FL 33602 |
+21 more not shown
Owned Properties (9)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 405 W AMELIA AVE, TAMPA, FL 33602 | PAYNE FREE RENOVATIONS LLC | Owns - 16 mos | $1.3M |
| 4805 W SAN RAFAEL ST, TAMPA, FL 33629 | PAYNE FREE DEVELOPMENTS LLC | Owns - 2.8 yrs | $535k |
| 6719 N BLVD, TAMPA, FL 33604 | 211 BROAD LLC | Sold | $270k |
+6 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and multifamily properties across Tampa-St. Petersburg, FL.
What companies is Neil Payne associated with?
Neil Payne is associated with 8 entities based on extracted signatures from public records. Key entities include PAYNE FREE DEVELOPMENT LLC, POLK PROPERTY VENTURES LLC, 3801 AVENUE J WINTERHAVEN LLC, HOP CONSTRUCTION ENTERPRISES INC, and PAYNE FREE RENOVATIONS LLC.
How many properties are associated with this investor?
At least 9 properties are associated with Neil Payne and the entities they control, based on signatures extracted from recorded documents connecting Neil Payne to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Capital City Bank, Builder Finance Inc., and Renovo Financial, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2019 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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