Investor profile - FL
Malcolm Spears
Malcolm Spears is a real estate investor and operator based in Pensacola, FL. Public filings show activity across 103 properties held through 2 holding companies. Recent mortgage relationships include Ameris Bank, Community Banks of Colorado, and MORTGAGE ONE OF THE SOUTH.
Malcolm's Activity
As of December 2025, public records show approximately $41.0M in recorded mortgage exposure linked to this investor across at least 176 mortgage filings and 103 properties held through 2 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2016 and 2025.
Primary Geography
Pensacola, FL
ZIP codes: 32578, 32579, 32548, 32580, and 32547
Most recorded activity for this investor appears in NICEVILLE, FORT WALTON BEACH, SHALIMAR, VALPARAISO, and CRESTVIEW.
Property Type Breakdown
Associated Entities (2)
FL · 92 properties · 176 mortgages
FL · 0 properties · 0 mortgages
Mortgages (176)
Top Lenders
$12.5M · 4 loans
$4.4M · 14 loans
$4.0M · 12 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/17/2025 | $590k | Open | PNB Community Bank | GRAND AMERICAN ENTERPRISES INC | 28 MEIGS DR, SHALIMAR, FL 32579 |
| 10/23/2025 | $551k | Open | First National Bank Texas | GRAND AMERICAN ENTERPRISES INC | 19 BAYVIEW DR, SHALIMAR, FL 32579 |
| 10/22/2025 | $86k | Open | Renasant Bank | GRAND AMERICAN ENTERPRISES INC | 53 MOZART LN, FREEPORT, FL 32439 |
+173 more not shown
Owned Properties (103)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 28 MEIGS DR, SHALIMAR, FL 32579 | GRAND AMERICAN ENTERPRISES INC | Owns - 1 mo | $188k |
| 19 BAYVIEW DR, SHALIMAR, FL 32579 | GRAND AMERICAN ENTERPRISES INC | Owns - 2 mos | $168k |
| 324 HILLCREST AVE, VALPARAISO, FL 32580 | GRAND AMERICAN ENTERPRISES INC | Owns - 3 mos | $150k |
+100 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and misc properties across Pensacola, FL.
What companies is Malcolm Spears associated with?
Malcolm Spears is associated with 2 entities based on extracted signatures from public records. Key entities include GRAND AMERICAN ENTERPRISES INC and ARBOR GROVE LLC.
How many properties are associated with this investor?
At least 103 properties are associated with Malcolm Spears and the entities they control, based on signatures extracted from recorded documents connecting Malcolm Spears to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Ameris Bank, Community Banks of Colorado, and MORTGAGE ONE OF THE SOUTH, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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