Investor profile - FL
Luis Ramos
Luis Ramos is a real estate investor and operator based in Miami-Fort Lauderdale, FL. Public filings show activity across 39 properties held through 22 holding companies. Recent mortgage relationships include GenFi Ministries, AGFinancial, and BankUnited.
Luis's Activity
As of December 2025, public records show approximately $24.8M in recorded mortgage exposure linked to this investor across at least 12 mortgage filings and 39 properties held through 22 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2011 and 2025.
Primary Geography
Miami-Fort Lauderdale, FL
ZIP codes: 32825, 33032, 33132, 32220, and 32226
Most recorded activity for this investor appears in ORLANDO, MIAMI, HOMESTEAD, JACKSONVILLE, and PALM BAY.
Property Type Breakdown
Associated Entities (22)
FL · 0 properties · 3 mortgages
FL · 0 properties · 2 mortgages
FL · 0 properties · 1 mortgage
+19 more not shown
Mortgages (12)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/11/2022 | $13.7M | Open | GenFi Ministries | IGLESIA EL CALVARIO ASSEMBLY OF GOD OF ORLANDO FLORIDA INC | - |
| 05/16/2022 | $785k | Closed | AGFinancial | IGLESIA EL CALVARIO ASSEMBLY OF GOD OF ORLANDO FLORIDA INC | 2500 W OAK RIDGE RD, ORLANDO, FL 32809 |
| 07/09/2019 | $100k | Closed | Third Federal Savings and Loan | LUIS ERNESTO GUERRA HTTA LUIS ERNESTO GUERRA RAMOS | 2560 JARDIN WAY, WESTON, FL 33327 |
+9 more not shown
Owned Properties (39)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 297 KREFELD RD NW, PALM BAY, FL 32907 | LUIS RAMOS | Owns - 5 mos | $457k |
| 450 TUNIS RD SW, PALM BAY, FL 32908 | LUIS RAMOS | Owns - 6 mos | $308k |
| 3390 FISHPONDS CT, JACKSONVILLE, FL 32226 | LUIS RAMOS | Owns - 7 mos | $390k |
+36 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and industrial properties across Miami-Fort Lauderdale, FL.
What companies is Luis Ramos associated with?
Luis Ramos is associated with 22 entities based on extracted signatures from public records. Key entities include IGLESIA EL CALVARIO ASSEMBLY OF GOD OF ORLANDO FLORIDA INC, ABSOLUTE HARDWOOD FLOORING INC, FREEDOM OIL STATION INC, LUIS A RAMOS A MARRIED MAN, and LUIS ERNESTO GUERRA HTTA LUIS ERNESTO GUERRA RAMOS.
How many properties are associated with this investor?
At least 39 properties are associated with Luis Ramos and the entities they control, based on signatures extracted from recorded documents connecting Luis Ramos to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references GenFi Ministries, AGFinancial, and BankUnited, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2022.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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