Investor Profile - FL
Kathy Mills
Kathy Mills is a real estate investor and operator based in Jacksonville, FL. Public filings show activity across 23 properties held through 4 holding companies. Recent mortgage relationships include Truist Bank and Ameris Bank.
Kathy's Activity
As of June 2026, public records show approximately $36.7M in recorded mortgage exposure linked to this investor across at least 6 mortgage filings and 23 properties held through 4 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2015 and 2025.
Associated People
Primary Geography
Jacksonville, FL
ZIP codes: 32218, 32226, 33767, 33710, and 34684
Most activity in JACKSONVILLE, CLEARWATER BEACH, SAINT PETERSBURG, and PALM HARBOR.
Property Type Breakdown
Associated Entities (4)
FL · 59 properties · 182 mortgages
FL · 0 properties · 2 mortgages
+2 more entities not shown
Mortgages (6)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 09/12/2023 | $2.2M | Open | Ameris Bank | KATIE COVE DEVELOPMENT INC | - |
| 01/04/2022 | $2.2M | Open | Ameris Bank | KATIE COVE DEVELOPMENT INC | 3915 STARRATT RD, JACKSONVILLE, FL 32226 |
+4 more not shown
Owned Properties (23)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 4035 STARRATT RD, JACKSONVILLE, FL 32226 | MANUEL SAINTLOT | Sold | $490k |
| 530 MANDALAY AVE #103, CLEARWATER BEACH, FL 33767 | MILLS PROPERTIES CLEARWATER LLC | Owns - 2.3 yrs | $399k |
+21 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and commercial properties across Jacksonville, FL.
What companies is Kathy Mills associated with?
Kathy Mills is associated with 4 entities based on extracted signatures from public records. Key entities include SEDA CONSTRUCTION CO, KATIE COVE DEVELOPMENT INC, HOWARDS RUN LLC, and MILLS PROPERTIES CLEARWATER LLC.
How many properties are associated with this investor?
At least 23 properties are associated with Kathy Mills and the entities they control, based on signatures extracted from recorded documents connecting Kathy Mills to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Truist Bank and Ameris Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2025, with the most recent mortgage recorded in 2023.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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