Investor profile - FL

Karen Smith

Karen Smith is a real estate investor and operator based in Orlando, FL. Public filings show activity across 30 properties held through 49 holding companies. Recent mortgage relationships include SouthState Bank, COMMUNITY BANK AND TRUST OF FLORIDA, and THE FLORIDA UNITED METHODIST FOUNDATION.

Contact info available

Karen's Activity

As of December 2025, public records show approximately $10.3M in recorded mortgage exposure linked to this investor across at least 31 mortgage filings and 30 properties held through 49 holding companies. Activity appears concentrated in residential and office assets recorded between 2010 and 2025.

Primary Geography

Orlando, FL

ZIP codes: 33880, 34787, 32712, 32908, and 32222

Most recorded activity for this investor appears in WINTER HAVEN, APOPKA, TAMPA, WINTER GARDEN, and ORLANDO.

Property Type Breakdown

Residential88%
Office4%
Misc4%
Other4%

Associated Entities (49)

DISNEY VACATION DEVELOPMENT INC

FL · 12 properties · 758 mortgages

Incorporated on 11/20/1990 in FL
PARK SQUARE ENTERPRISES LLC

FL · 158 properties · 69 mortgages

Incorporated on 02/27/2009 in FL
SMITH MANAGEMENT SOLUTIONS LLC

FL · 1 property · 6 mortgages

active
Incorporated on 06/04/2018 in FL

+46 more not shown

Mortgages (31)

Top Lenders

SouthState Bank
SouthState Bank

$3.4M · 6 loans

COMMUNITY BANK AND TRUST OF FLORIDA
COMMUNITY BANK AND TRUST OF FLORIDA

$2.2M · 1 loan

THE FLORIDA UNITED METHODIST FOUNDATION
THE FLORIDA UNITED METHODIST FOUNDATION

$2.0M · 1 loan

DateAmountStatusLenderBorrowerAddress
08/18/2025$472kOpenPeoplesSouth BankSMITH TIMBERS LLC-
01/15/2025$170kOpenPeoplesSouth BankSMITH MANAGEMENT SOLUTIONS LLC149 AVENUE B,
PORT SAINT JOE, FL 32456
10/17/2024$143kOpenPeoplesSouth BankSMITH MANAGEMENT SOLUTIONS LLC149 AVENUE B,
PORT SAINT JOE, FL 32456

+28 more not shown

Owned Properties (30)

AddressDeeded ownerStatusConsideration
2118 JUPITER BLVD SW,
PALM BAY, FL 32908
NORMAN GORDONOwns - 6 mos$411k
1813 E 45TH PL,
SAND SPRINGS, OK 74063
LEE MARTINOwns - 7 mos$460k
9193 SW 20TH ST,
BOCA RATON, FL 33428 B
TULIO SILVAOwns - 8 mos$469k

+27 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential, office, and misc properties across Orlando, FL.

What companies is Karen Smith associated with?

Karen Smith is associated with 49 entities based on extracted signatures from public records. Key entities include DISNEY VACATION DEVELOPMENT INC, PARK SQUARE ENTERPRISES LLC, SMITH MANAGEMENT SOLUTIONS LLC, SMITH EQUIPMENT & SUPPLY CO, and DCS FAMILY PROPERTIES LLC.

How many properties are associated with this investor?

At least 30 properties are associated with Karen Smith and the entities they control, based on signatures extracted from recorded documents connecting Karen Smith to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references SouthState Bank, COMMUNITY BANK AND TRUST OF FLORIDA, and THE FLORIDA UNITED METHODIST FOUNDATION, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.