Investor profile - FL
Karen Fernandez
Karen Fernandez is a real estate investor and operator based in Miami-Fort Lauderdale, FL. Public filings show activity across 28 properties held through 29 holding companies. Recent mortgage relationships include U.S. Bank, Truist Bank, and Blackbridge Capital.
Karen's Activity
As of December 2025, public records show approximately $144.5M in recorded mortgage exposure linked to this investor across at least 55 mortgage filings and 28 properties held through 29 holding companies. Activity appears concentrated in residential and misc assets recorded between 2010 and 2025.
Associated People
Primary Geography
Miami-Fort Lauderdale, FL
ZIP codes: 33614, 33156, 33604, 33012, and 33018
Most recorded activity for this investor appears in MIAMI, TAMPA, SAINT PETERSBURG, HIALEAH, and HUDSON.
Property Type Breakdown
Associated Entities (29)
FL · 12 properties · 758 mortgages
FL · 7 properties · 20 mortgages
FL · 0 properties · 7 mortgages
+26 more not shown
Mortgages (55)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 05/19/2025 | $150k | Open | Northstar Mortgage Investments | KA FIXER LLC | - |
| 02/25/2025 | $43k | Open | GUTIERREZ JOSE | Y & J GENERAL CONSTRUCTION LLC | 14507 AUBREY AVE, SPRING HILL, FL 34610 |
| 02/25/2025 | $70k | Open | DALI INVESTMENT GROUP | Y & J GENERAL CONSTRUCTION LLC | 14507 AUBREY AVE, SPRING HILL, FL 34610 |
+52 more not shown
Owned Properties (28)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 230 BEVERLY BLVD, BRANDON, FL 33511 | Y & J GENERAL CONSTRUCTION LLC | Owns - 10 mos | $184k |
| 4519 5TH AVE S, SAINT PETERSBURG, FL 33711 | GIFERRO INVESTMENTS INC | Owns - 16 mos | $300k |
| 4521 W MINNEHAHA ST, TAMPA, FL 33614 | Y & J GENERAL CONSTRUCTION LLC | Owns - 20 mos | $300k |
+25 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and misc properties across Miami-Fort Lauderdale, FL.
What companies is Karen Fernandez associated with?
Karen Fernandez is associated with 29 entities based on extracted signatures from public records. Key entities include DISNEY VACATION DEVELOPMENT INC, Y & J GENERAL CONSTRUCTION LLC, GLOBAL ESTATES MANAGEMENT LLC, IVG HOLDINGS LLC, and KA FIXER LLC.
How many properties are associated with this investor?
At least 28 properties are associated with Karen Fernandez and the entities they control, based on signatures extracted from recorded documents connecting Karen Fernandez to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references U.S. Bank, Truist Bank, and Blackbridge Capital, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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