Investor profile - FL
Joe Pegram
Joe Pegram is a real estate investor and operator based in Pensacola, FL. Public filings show activity across 2 properties held through 5 holding companies. Recent mortgage relationships include FNB Oxford Bank, BankPlus, and CommerceOne Bank.
Joe's Activity
As of December 2025, public records show approximately $13.4M in recorded mortgage exposure linked to this investor across at least 7 mortgage filings and 2 properties held through 5 holding companies. Activity appears concentrated in commercial assets recorded between 2020 and 2024.
Associated People
Primary Geography
Pensacola, FL
ZIP codes: 32092 and 32541
Most recorded activity for this investor appears in DESTIN and SAINT AUGUSTINE.
Property Type Breakdown
Associated Entities (5)
FL · 0 properties · 2 mortgages
FL · 1 property · 2 mortgages
FL · 0 properties · 1 mortgage
+2 more not shown
Mortgages (7)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 09/27/2024 | $1.2M | Open | FNB Oxford Bank | SDP FL MIRAMAR BEACH 1 LLC | 30 S SHORE DR, MIRAMAR BEACH, FL 32550 |
| 02/16/2024 | $2.4M | Open | FNB Oxford Bank | SDP FL NAVARRE 1 LLC | 1900 ELEVATE AVE, NAVARRE, FL 32566 |
| 07/26/2023 | $1.8M | Open | FNB Oxford Bank | SDP FL ST AUGUSTINE 1 LLC | 2535 SR 16, SAINT AUGUSTINE, FL 32092 |
+4 more not shown
Owned Properties (2)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 2535 SR 16, SAINT AUGUSTINE, FL 32092 | SDP FL ST AUGUSTINE 1 LLC | Owns - 2.4 yrs | $1.0M |
| 621 HARBOR BLVD, DESTIN, FL 32541 | SDP FL DESTIN 1 LLC | Owns - 3.3 yrs | $850k |
+0 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in commercial properties across Pensacola, FL.
What companies is Joe Pegram associated with?
Joe Pegram is associated with 5 entities based on extracted signatures from public records. Key entities include SDP FL MIRAMAR BEACH 1 LLC, SDP FL ST AUGUSTINE 1 LLC, SDP FL NAVARRE 1 LLC, SDP FL DESTIN 1 LLC, and SDP FL GULF BREEZE 1 LLC.
How many properties are associated with this investor?
At least 2 properties are associated with Joe Pegram and the entities they control, based on signatures extracted from recorded documents connecting Joe Pegram to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references FNB Oxford Bank, BankPlus, and CommerceOne Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2020 through 2024, with the most recent mortgage recorded in 2024.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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