Investor profile - FL

James Paytas

James Paytas is a real estate investor and operator based in Orlando, FL. Public filings show activity across 100 properties held through 11 holding companies. Recent mortgage relationships include THE MICHELE GAFFKA REVOCABLE LIVING TRUS, REUNION BANK OF FLORIDA, and MICHELE GAFFKA REVOCABLE LIVING TRUST.

Contact info available

James's Activity

As of December 2025, public records show approximately $385.0M in recorded mortgage exposure linked to this investor across at least 305 mortgage filings and 100 properties held through 11 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2010 and 2025.

Primary Geography

Orlando, FL

ZIP codes: 32168, 32137, 32724, 32174, and 32127

Most recorded activity for this investor appears in NEW SMYRNA BEACH, PALM COAST, DELAND, PORT ORANGE, and ORMOND BEACH.

Property Type Breakdown

Residential95%
Vacant5%

Associated Entities (11)

PAYTAS HOMES INC

FL · 96 properties · 287 mortgages

active
Incorporated on 04/06/1990 in FL
JP TIMBER LAKES LLC

FL · 0 properties · 3 mortgages

inactive
Incorporated on 02/24/2014 in FL
JP FOX CREEK LLC

FL · 1 property · 3 mortgages

inactive
Incorporated on 06/10/2016 in FL

+8 more not shown

Mortgages (305)

Top Lenders

THE MICHELE GAFFKA REVOCABLE LIVING TRUS
THE MICHELE GAFFKA REVOCABLE LIVING TRUS

$172.2M · 64 loans

REUNION BANK OF FLORIDA
REUNION BANK OF FLORIDA

$57.2M · 39 loans

MICHELE GAFFKA REVOCABLE LIVING TRUST
MICHELE GAFFKA REVOCABLE LIVING TRUST

$22.0M · 12 loans

DateAmountStatusLenderBorrowerAddress
05/07/2025$300kClosedARTHUR E DECK AND BARBARA A DEPAYTAS HOMES INC1676 LAKE RESERVE DR,
DELAND, FL 32724
01/03/2025$1.4MOpenIntracoastal BankPAYLIN TYMBER 1 AND 2 LLC475 N TYMBER CREEK RD,
ORMOND BEACH, FL 32174
07/29/2024$1.3MOpenMICHELE GAFFKA REVOCABLE LIVINVIC RESERVE HOLDINGS LLC-

+302 more not shown

Owned Properties (100)

AddressDeeded ownerStatusConsideration
475 N TYMBER CREEK RD,
ORMOND BEACH, FL 32174
PAYLIN TYMBER 1 AND 2 LLCOwns - 12 mos$0
1676 LAKE RESERVE DR,
DELAND, FL 32724
PAYTAS HOMES INCOwns - 17 mos$263k
1628 LAKE RESERVE DR,
DELAND, FL 32724
PAYTAS HOMES INCOwns - 2.4 yrs$1.3M

+97 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential and vacant properties across Orlando, FL.

What companies is James Paytas associated with?

James Paytas is associated with 11 entities based on extracted signatures from public records. Key entities include PAYTAS HOMES INC, JP TIMBER LAKES LLC, JP FOX CREEK LLC, PORTOFINO II VB LLC, and AMAYA OF VOLUSIA LLC.

How many properties are associated with this investor?

At least 100 properties are associated with James Paytas and the entities they control, based on signatures extracted from recorded documents connecting James Paytas to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references THE MICHELE GAFFKA REVOCABLE LIVING TRUS, REUNION BANK OF FLORIDA, and MICHELE GAFFKA REVOCABLE LIVING TRUST, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.