Investor profile - FL
James Cummings
James Cummings is a real estate investor and operator based in Jacksonville, FL. Public filings show activity across 5 properties held through 5 holding companies. Recent mortgage relationships include FIRST REPUBLIC BANK, Lafayette State Bank, and Seacoast Bank.
James's Activity
As of December 2025, public records show approximately $5.4M in recorded mortgage exposure linked to this investor across at least 14 mortgage filings and 5 properties held through 5 holding companies. Activity appears concentrated in residential assets recorded between 2015 and 2025.
Associated People
Primary Geography
Jacksonville, FL
ZIP codes: 32024, 32008, and 32025
Most recorded activity for this investor appears in LAKE and BRANFORD.
Property Type Breakdown
Associated Entities (5)
FL · 14 properties · 12 mortgages
FL · 0 properties · 1 mortgage
FL · 0 properties · 1 mortgage
+2 more not shown
Mortgages (14)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 10/22/2025 | $60k | Open | Lafayette State Bank | SUWANNEE VALLEY PROPERTIES INC | 3320 216TH ST, LAKE, FL 32024 |
| 08/18/2025 | $175k | Open | Lafayette State Bank | SUWANNEE VALLEY PROPERTIES INC | 228 SW CONDOR PL, LAKE, FL 32024 |
| 08/18/2025 | $175k | Open | Lafayette State Bank | SUWANNEE VALLEY PROPERTIES INC | 1456 SE CO RD 420, BRANFORD, FL 32008 |
+11 more not shown
Owned Properties (5)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 3320 216TH ST, LAKE, FL 32024 | SUWANNEE VALLEY PROPERTIES INC | Owns - 3.2 yrs | $55k |
| 8351 264TH ST, BRANFORD, FL 32008 | SUWANNEE VALLEY PROPERTIES INC | Owns - 4.2 yrs | $12k |
| 228 SW CONDOR PL, LAKE, FL 32024 | DAVID FLOWERS | Owns - 6.6 yrs | $17k |
+2 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential properties across Jacksonville, FL.
What companies is James Cummings associated with?
James Cummings is associated with 5 entities based on extracted signatures from public records. Key entities include SUWANNEE VALLEY PROPERTIES INC, 280 EL PUEBLO WAY LLC, SUWANNEE VALLEY PROPERTIES LLC, LYNNE E CUMMINGS AS HUSBAND AND WIFE, and 332 4TH STREET LLC.
How many properties are associated with this investor?
At least 5 properties are associated with James Cummings and the entities they control, based on signatures extracted from recorded documents connecting James Cummings to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references FIRST REPUBLIC BANK, Lafayette State Bank, and Seacoast Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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