Investor Profile - FL
James Cummings
James Cummings is a real estate investor and operator based in Jacksonville, FL. Public filings show activity across 85 properties held through 6 holding companies. Recent mortgage relationships include FIRST REPUBLIC BANK, Lafayette State Bank, and Seacoast Bank.
James's Activity
As of June 2026, public records show approximately $5.3M in recorded mortgage exposure linked to this investor across at least 16 mortgage filings and 85 properties held through 6 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2015 and 2026.
Associated People
Primary Geography
Jacksonville, FL
ZIP codes: 32024, 32008, 32060, 32055, and 32071
Most activity in LAKE, BRANFORD, LIVE OAK, O BRIEN, and OLD.
Property Type Breakdown
Associated Entities (6)
FL · 18 properties · 14 mortgages
FL · 1 property · 1 mortgage
+4 more entities not shown
Mortgages (16)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 10/22/2025 | $60k | Open | Lafayette State Bank | SUWANNEE VALLEY PROPERTIES INC | 3320 216TH ST, LAKE, FL 32024 |
| 08/18/2025 | $175k | Open | Lafayette State Bank | SUWANNEE VALLEY PROPERTIES INC | 1456 CO RD 420, BRANFORD, FL 32008 |
+14 more not shown
Owned Properties (85)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 11580 204TH ST, O BRIEN, FL 32071 | SUWANNEE VALLEY PROPERTIES INC | Owns - 6 mos | $48k |
| 18431 213TH DR, LIVE OAK, FL 32060 | SUWANNEE VALLEY PROPERTIES INC | Owns - 18 mos | $42k |
+83 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and agricultural properties across Jacksonville, FL.
What companies is James Cummings associated with?
James Cummings is associated with 6 entities based on extracted signatures from public records. Key entities include SUWANNEE VALLEY PROPERTIES INC, SUWANNEE VALLEY PROPERTIES LLC, 280 EL PUEBLO WAY LLC, 332 4TH STREET LLC, and WHATS KRAKEN LLC.
How many properties are associated with this investor?
At least 85 properties are associated with James Cummings and the entities they control, based on signatures extracted from recorded documents connecting James Cummings to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references FIRST REPUBLIC BANK, Lafayette State Bank, and Seacoast Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2026, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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