Investor Profile - FL
Howard Gutman
Howard Gutman is a real estate investor and operator based in Fort Myers-Cape Coral, FL. Public filings show activity across 100 properties held through 10 holding companies. Recent mortgage relationships include Northern Trust, First Horizon Bank, and TBN OF COLLIER COUNTY.
Howard's Activity
As of June 2026, public records show approximately $46.0M in recorded mortgage exposure linked to this investor across at least 11 mortgage filings and 100 properties held through 10 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2016 and 2026.
Associated People
Primary Geography
Fort Myers-Cape Coral, FL
ZIP codes: 34108, 32963, 34103, 33040, and 34293
Most activity in NAPLES, VERO BEACH, VENICE, KEY WEST, and INDIAN ROCKS BEACH.
Property Type Breakdown
Associated Entities (10)
FL · 2 properties · 3 mortgages
FL · 0 properties · 2 mortgages
+8 more entities not shown
Mortgages (11)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 01/16/2026 | $10.5M | Open | Northern Trust | 17630 TAMIAMI TRAIL NFM LLC | 17630 N TAMIAMI TRL, NORTH FORT MYERS, FL 33903 |
| 03/20/2025 | $15.5M | Open | Northern Trust | NAPLES AUTO VAULT LLC | 7007 AIRPORT RD N, NAPLES, FL 34109 |
+9 more not shown
Owned Properties (100)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 950 SURFSEDGE WAY, VERO BEACH, FL 32963 | NANCY JOHNSTON | Sold | $3.2M |
| 950 SURFSEDGE WAY, VERO BEACH, FL 32963 | PATRICIA A BROTTMAN DECLARATION OF TRUST | Sold | $3.7M |
+98 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and commercial properties across Fort Myers-Cape Coral, FL.
What companies is Howard Gutman associated with?
Howard Gutman is associated with 10 entities based on extracted signatures from public records. Key entities include LUTGERT VERO LLC, LUTGERT CUSTOM HOMES LLC, 17630 TAMIAMI TRAIL NFM LLC, CAPITAL BANK CORP, and LUTGERT PROFESSIONAL CENTER LLC.
How many properties are associated with this investor?
At least 100 properties are associated with Howard Gutman and the entities they control, based on signatures extracted from recorded documents connecting Howard Gutman to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Northern Trust, First Horizon Bank, and TBN OF COLLIER COUNTY, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2026, with the most recent mortgage recorded in 2026.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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