Investor profile - CA
Yu Lai
Yu Lai is a real estate investor and operator based in San Diego, CA. Public filings show activity across 12 properties held through 6 holding companies. Recent mortgage relationships include Cathay Bank, East West Bank, and Wells Fargo Bank.
Yu's Activity
As of December 2025, public records show approximately $39.4M in recorded mortgage exposure linked to this investor across at least 15 mortgage filings and 12 properties held through 6 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2010 and 2022.
Associated People
Primary Geography
San Diego, CA
ZIP codes: 92173, 92114, 92618, 95035, and 91914
Most recorded activity for this investor appears in SAN DIEGO, IRVINE, SAN YSIDRO, MILPITAS, and CHULA VISTA.
Property Type Breakdown
Associated Entities (6)
CA · 3 properties · 6 mortgages
CA · 3 properties · 5 mortgages
CA · 3 properties · 2 mortgages
+3 more not shown
Mortgages (15)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 05/23/2022 | $11.8M | Open | East West Bank | WINTEN INVESTMENT INC | 8 CORPORATE PARK, IRVINE, CA 92606 |
| 05/20/2022 | $2.0M | Open | GoodLife Home Loans | YTL INVESTMENT INC | 21212 BAKE PKWY, LAKE FOREST, CA 92630 |
| 05/20/2022 | $1.6M | Open | East West Bank | WINTEN INVESTMENT INC | 9200 IRVINE CENTER DR, IRVINE, CA 92618 |
+12 more not shown
Owned Properties (12)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 514 E SAN YSIDRO BLVD, SAN YSIDRO, CA 92173 | S & K INVESTORS LLC | Owns - 9.3 yrs | $0 |
| 524 E SAN YSIDRO BLVD, SAN YSIDRO, CA 92173 | S & K INVESTORS LLC | Owns - 9.3 yrs | $0 |
| SAN YSIDRO BLVD, SAN YSIDRO, CA 92173 | - | Sold | $200k |
+9 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, commercial, and office properties across San Diego, CA.
What companies is Yu Lai associated with?
Yu Lai is associated with 6 entities based on extracted signatures from public records. Key entities include WINTEN INVESTMENT INC, HO HO GROUP, S & K INVESTORS LLC, YTL INVESTMENT INC, and GOLD BRIDGE EDUCATIONAL CONSULTING LLC.
How many properties are associated with this investor?
At least 12 properties are associated with Yu Lai and the entities they control, based on signatures extracted from recorded documents connecting Yu Lai to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Cathay Bank, East West Bank, and Wells Fargo Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2010 through 2022, with the most recent mortgage recorded in 2022.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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