Investor profile - CA

Steven Gardner

Steven Gardner is a real estate investor and operator based in Los Angeles, CA. Public filings show activity across 5 properties held through 4 holding companies. Recent mortgage relationships include TERRACOTTA CREDIT REIT, CALIFORNIA ENTERPRISE DEVELOPMENT AUTHOR, and Premier America Credit Union.

Contact info available

Steven's Activity

As of December 2025, public records show approximately $15.1M in recorded mortgage exposure linked to this investor across at least 8 mortgage filings and 5 properties held through 4 holding companies. Activity appears concentrated in misc and industrial assets recorded between 2011 and 2025.

Primary Geography

Los Angeles, CA

ZIP codes: 93036, 92211, 92241, and 92504

Most recorded activity for this investor appears in OXNARD, PALM DESERT, RIVERSIDE, and DESERT HOT SPRINGS.

Property Type Breakdown

Misc40%
Industrial20%
Multifamily20%
Other20%

Associated Entities (4)

PACIFIC PREMIER BANK

CA · 10 properties · 7 mortgages

Incorporated on 03/22/2007 in CAMailing Address: 17901 VON KARMAN AVE STE 1200, IRVINE, 92614, CA, United States
321 PECK LLC

CA · 0 properties · 1 mortgage

active
Incorporated on 07/09/2015 in CAMailing Address: 235 S ROXBURY DR, BEVERLY HILLS, 90212, CA, United States
GARDNER HILL INC

CA · 0 properties · 0 mortgages

inactive
Incorporated on 09/28/2020 in CAMailing Address: 2555 SEEFOREVER COURT, PLACERVILLE, 95667, CA, United States

+1 more not shown

Mortgages (8)

Top Lenders

TERRACOTTA CREDIT REIT
TERRACOTTA CREDIT REIT

$9.2M · 2 loans

CALIFORNIA ENTERPRISE DEVELOPMENT AUTHOR
CALIFORNIA ENTERPRISE DEVELOPMENT AUTHOR

$4.5M · 1 loan

Premier America Credit Union
Premier America Credit Union

$750k · 1 loan

DateAmountStatusLenderBorrowerAddress
03/31/2022$8.0MClosedPacific Premier BankPACIFIC PREMIER BANK4324 E ROSE AVE,
OXNARD, CA 93036
03/31/2021$750kOpenPremier America Credit Union321 PECK LLC321 S PECK DR,
BEVERLY HILLS, CA 90212
02/07/2019$4.6MOpenTERRACOTTA CREDIT REITPACIFIC PREMIER BANK-

+5 more not shown

Owned Properties (5)

AddressDeeded ownerStatusConsideration
5938 GRAND AVE,
RIVERSIDE, CA 92504
N E H & INLAND COMMERCIAL RESTORATION PROwns - 13.9 yrs$0
4324 E VINEYARD AVE,
OXNARD, CA 93036
ROBERT B JONES FAMILY LTD PARTNERSHIOwns - 14.7 yrs$0
VINEYARD AVE,
OXNARD, CA 93036
ROBERT B JONES FAMILY LTD PARTNERSHIOwns - 14.7 yrs$0

+2 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in misc, industrial, and multifamily properties across Los Angeles, CA.

What companies is Steven Gardner associated with?

Steven Gardner is associated with 4 entities based on extracted signatures from public records. Key entities include PACIFIC PREMIER BANK, 321 PECK LLC, GARDNER HILL INC, and PACIFIC PREMIER BANK NA.

How many properties are associated with this investor?

At least 5 properties are associated with Steven Gardner and the entities they control, based on signatures extracted from recorded documents connecting Steven Gardner to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references TERRACOTTA CREDIT REIT, CALIFORNIA ENTERPRISE DEVELOPMENT AUTHOR, and Premier America Credit Union, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2022.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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