Investor Profile - CA
Stephen Niednagel
Stephen Niednagel is a real estate investor and operator based in San Diego, CA. Public filings show activity across 33 properties held through 5 holding companies. Recent mortgage relationships include Kiavi, OnY Glo, and THOMAS J MOHLER.
Stephen's Activity
As of June 2026, public records show approximately $1.1M in recorded mortgage exposure linked to this investor across at least 9 mortgage filings and 33 properties held through 5 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2016 and 2025.
Associated People
Primary Geography
San Diego, CA
ZIP codes: 92101, 92054, 92065, 92083, and 92113
Most activity in SAN DIEGO, OCEANSIDE, VISTA, RAMONA, and CAPISTRANO BEACH.
Property Type Breakdown
Associated Entities (5)
CA · 1 property · 4 mortgages
CA · 2 properties · 2 mortgages
+3 more entities not shown
Mortgages (9)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 08/22/2025 | $500k | Open | Kiavi | THREE ARCH CAPITAL INC | 33951 ALCAZAR DR, DANA POINT, CA 92629 |
| 10/25/2024 | $653k | Closed | OnY Glo | BIRD ROCK MORTGAGE LLC | 34557 CALLE PORTOLA, CAPISTRANO BEACH, CA 92624 |
+7 more not shown
Owned Properties (33)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 34557 CALLE PORTOLA, CAPISTRANO BEACH, CA 92624 | BIRD ROCK HOME MORTGAGE LLC | Sold | $1.0M |
| 26941 CALLE DOLORES, CAPISTRANO BEACH, CA 92624 | RED BLUFF FUNDING LLC | Owns - 2.2 yrs | $1.2M |
+31 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and commercial properties across San Diego, CA.
What companies is Stephen Niednagel associated with?
Stephen Niednagel is associated with 5 entities based on extracted signatures from public records. Key entities include RED BLUFF FUNDING LLC, THREE ARCH CAPITAL INC, BIRD ROCK MORTGAGE LLC, 2ND AVE 4135 TRUST FLIPSPLIT LLC, and WILLOWMONT 1484 TRUST FLIPSPLIT LLC.
How many properties are associated with this investor?
At least 33 properties are associated with Stephen Niednagel and the entities they control, based on signatures extracted from recorded documents connecting Stephen Niednagel to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Kiavi, OnY Glo, and THOMAS J MOHLER, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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