Investor profile - CA
Scott Howry
Scott Howry is a real estate investor and operator based in Fresno, CA. Public filings show activity across 9 properties held through 1 holding companies. Recent mortgage relationships include BMO Bank N.A., PNC BANK NA, and Tri Counties Bank.
Scott's Activity
As of December 2025, public records show approximately $4.3B in recorded mortgage exposure linked to this investor across at least 73 mortgage filings and 9 properties held through 1 holding companies. Activity appears concentrated in commercial and vacant assets recorded between 2011 and 2025.
Primary Geography
Fresno, CA
ZIP codes: 93726, 93036, 93277, 93611, and 93612
Most recorded activity for this investor appears in CLOVIS, FRESNO, YUBA, REEDLEY, and VISALIA.
Property Type Breakdown
Associated Entities (1)
CA · 20 properties · 73 mortgages
Mortgages (73)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 10/20/2025 | $190.0M | Open | BMO Bank N.A. | SURF THRU INC | 902 S MOONEY BLVD, TULARE, CA 93274 |
| 10/10/2025 | $190.0M | Open | BMO Bank N.A. | SURF THRU INC | 2700 JENSEN AVE, SANGER, CA 93657 |
| 10/09/2025 | $190.0M | Open | BMO Bank N.A. | SURF THRU INC | 505 N REED AVE, REEDLEY, CA 93654 |
+70 more not shown
Owned Properties (9)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 4140 N 1ST ST, FRESNO, CA 93726 | FRESCAL LLC | Owns - 8 mos | $5.0M |
| 505 N REED AVE, REEDLEY, CA 93654 | SURF THRU INC | Owns - 3.1 yrs | $1.3M |
| 4140 N 1ST ST, FRESNO, CA 93726 | KROWN LEASE LLC | Sold | $6.6M |
+6 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in commercial, vacant, and industrial properties across Fresno, CA.
What companies is Scott Howry associated with?
Scott Howry is associated with 1 entity based on extracted signatures from public records. Key entities include SURF THRU INC.
How many properties are associated with this investor?
At least 9 properties are associated with Scott Howry and the entities they control, based on signatures extracted from recorded documents connecting Scott Howry to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references BMO Bank N.A., PNC BANK NA, and Tri Counties Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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