Investor Profile - CA

Michael Kelley

Michael Kelley is a real estate investor and operator based in San Diego, CA. Public filings show activity across 15 properties held through 5 holding companies. Recent mortgage relationships include City National Bank, AgWest Farm Credit, and SMARTER CAPITAL INVESTMENTS.

Contact info available

Michael's Activity

As of June 2026, public records show approximately $5.4M in recorded mortgage exposure linked to this investor across at least 3 mortgage filings and 15 properties held through 5 holding companies. Activity appears concentrated in residential and exempt assets recorded between 2019 and 2025.

Primary Geography

San Diego, CA

ZIP codes: 91901, 92083, 92075, 92126, and 92118

Most activity in ALPINE, VISTA, SOLANA BEACH, SAN DIEGO, and SANGER.

Property Type Breakdown

Residential38%
Exempt23%
Vacant15%
Other23%

Associated Entities (5)

ZONE MUTUAL WATER CO

CA · 0 properties · 1 mortgage

MK INVESTMENTS LLC

CA · 18 properties · 1 mortgage

inactive
Incorporated on 09/16/2019 in CAMailing Address: 589 ANDERSON RD, ALPINE, 91901, CA, United States

+3 more entities not shown

Mortgages (3)

Top Lenders

DateAmountStatusLenderBorrowerAddress
07/02/2024$1.2MOpenAgWest Farm CreditZONE MUTUAL WATER CO-
10/25/2019$800kClosedSMARTER CAPITAL INVESTMENTSMK INVESTMENTS LLCJAPATUL VALLEY RD,
ALPINE, CA 91901

+1 more not shown

Owned Properties (15)

AddressDeeded ownerStatusConsideration
24 HALF MOON BND,
CORONADO, CA 92118
MICHAEL KELLEYOwns - 20 mos$2.2M
385 FRANKLIN CT,
VACAVILLE, CA 95687
SAN DIEGO REAL ESTATE INVESTMENTS LLCOwns - 3.5 yrs$552k

+13 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential, exempt, and vacant properties across San Diego, CA.

What companies is Michael Kelley associated with?

Michael Kelley is associated with 5 entities based on extracted signatures from public records. Key entities include ZONE MUTUAL WATER CO, MK INVESTMENTS LLC, TRI CITY CHURCH, CENTRAL CALIFORNIA ALMOND GROWERS ASSN, and SAN DIEGO REAL ESTATE INVESTMENTS LLC.

How many properties are associated with this investor?

At least 15 properties are associated with Michael Kelley and the entities they control, based on signatures extracted from recorded documents connecting Michael Kelley to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references City National Bank, AgWest Farm Credit, and SMARTER CAPITAL INVESTMENTS, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2019 through 2025, with the most recent mortgage recorded in 2024.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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