Investor profile - CA
Michael Cotton
Michael Cotton is a real estate investor and operator based in San Diego, CA. Public filings show activity across 374 properties held through 7 holding companies. Recent mortgage relationships include Sunwest Bank, VIBRA BANK KNA PACIFIC COMMERCE BANK, and FIRST REPUBLIC BANK.
Michael's Activity
As of December 2025, public records show approximately $474.6M in recorded mortgage exposure linked to this investor across at least 1,042 mortgage filings and 374 properties held through 7 holding companies. Activity appears concentrated in residential and multifamily assets recorded between 2010 and 2022.
Primary Geography
San Diego, CA
ZIP codes: 92105, 94578, 92102, 92115, and 92057
Most recorded activity for this investor appears in SAN DIEGO, CHULA VISTA, OCEANSIDE, SAN LEANDRO, and ESCONDIDO.
Property Type Breakdown
Associated Entities (7)
CA · 88 properties · 1,023 mortgages
CA · 1 property · 5 mortgages
CA · 1 property · 4 mortgages
+4 more not shown
Mortgages (1,042)
Top Lenders
$138.5M · 67 loans
$90.3M · 84 loans
$82.0M · 241 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 08/31/2022 | $17.2M | Open | FIRST REPUBLIC BANK | FLETCHER LANE APARTMENTS LLC | 794 FLETCHER LN, HAYWARD, CA 94544 |
| 08/30/2022 | $24.3M | Open | FIRST REPUBLIC BANK | 2199 BANCROFT LLC | 2199 BANCROFT AVE, SAN LEANDRO, CA 94577 |
| 01/12/2022 | $23.0M | Closed | DBF SPE III CA5 | 2199 BANCROFT LLC | 2199 BANCROFT AVE, SAN LEANDRO, CA 94577 |
+1039 more not shown
Owned Properties (374)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 2199 BANCROFT AVE, SAN LEANDRO, CA 94577 | 2199 BANCROFT LLC | Owns - 5.2 yrs | $22.5M |
| 130 ROUNDTABLE DR, SAN JOSE, CA 95111 | GLENBROOK SAN JOSE | Owns - 5.5 yrs | $26.8M |
| 15248 UPTON AVE, SAN LEANDRO, CA 94578 | MC INVESTMENT PARTNERS LLC | Owns - 5.7 yrs | $0 |
+371 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and multifamily properties across San Diego, CA.
What companies is Michael Cotton associated with?
Michael Cotton is associated with 7 entities based on extracted signatures from public records. Key entities include MC INVESTMENT PARTNERS LLC, FLETCHER LANE APARTMENTS LLC, 2199 BANCROFT LLC, TRUSS 1031 LLC, and CANNA LILY 1031 LLC.
How many properties are associated with this investor?
At least 374 properties are associated with Michael Cotton and the entities they control, based on signatures extracted from recorded documents connecting Michael Cotton to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Sunwest Bank, VIBRA BANK KNA PACIFIC COMMERCE BANK, and FIRST REPUBLIC BANK, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2010 through 2022, with the most recent mortgage recorded in 2022.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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