Investor Profile - CA
Andy Kwitowski
Andy Kwitowski is a real estate investor and operator based in San Francisco Bay Area, CA. Public filings show activity across 33 properties held through 4 holding companies. Recent mortgage relationships include Western Alliance Bank and Heritage Bank of Commerce.
Andy's Activity
As of May 2026, public records show approximately $17.1M in recorded mortgage exposure linked to this investor across at least 11 mortgage filings and 33 properties held through 4 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2016 and 2026.
Associated People
Primary Geography
San Francisco Bay Area, CA
ZIP codes: 94044, 94025, 94087, 95032, and 94015
Most activity in PACIFICA, SUNNYVALE, MENLO PARK, LOS GATOS, and CAMPBELL.
Property Type Breakdown
Associated Entities (4)
CA · 0 properties · 5 mortgages
CA · 5 properties · 3 mortgages
+2 more entities not shown
Mortgages (11)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 03/04/2022 | $18.0M | Closed | Heritage Bank of Commerce | 801 FASSLER LLC | FASSLER AVE, PACIFICA, CA 94044 |
| 07/09/2021 | $3.1M | Closed | Heritage Bank of Commerce | AK DEVELOPMENT ENTERPRISES LLC | 935 PENINSULA WAY, MENLO PARK, CA 94025 |
+9 more not shown
Owned Properties (33)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| FASSLER AVE, PACIFICA, CA 94044 | TERESA KERNAN | Sold | $2.2M |
| 541 MENLO OAKS DR, MENLO PARK, CA 94025 | NIRMANA LLC | Sold | $3.2M |
+31 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and vacant properties across San Francisco Bay Area, CA.
What companies is Andy Kwitowski associated with?
Andy Kwitowski is associated with 4 entities based on extracted signatures from public records. Key entities include AK DEVELOPMENT ENTERPRISES LLC, MATTERHORN ENTERPRISES LLC, 801 FASSLER LLC, and 304 CHARLES LLC.
How many properties are associated with this investor?
At least 33 properties are associated with Andy Kwitowski and the entities they control, based on signatures extracted from recorded documents connecting Andy Kwitowski to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Western Alliance Bank and Heritage Bank of Commerce, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2026, with the most recent mortgage recorded in 2022.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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