Investor Profile - AZ
Joseph Ramos
Joseph Ramos is a real estate investor and operator based in Tucson, AZ. Public filings show activity across 69 properties held through 20 holding companies. Recent mortgage relationships include Berkadia, Pima Federal Credit Union, and NBKC Bank.
Joseph's Activity
As of June 2026, public records show approximately $53.6M in recorded mortgage exposure linked to this investor across at least 45 mortgage filings and 69 properties held through 20 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2018 and 2026.
Associated People
Primary Geography
Tucson, AZ
ZIP codes: 85716, 85016, 85705, 85710, and 85003
Most activity in TUCSON, PHOENIX, MESA, SCOTTSDALE, and SURPRISE.
Property Type Breakdown
Associated Entities (20)
AZ · 14 properties · 20 mortgages
AZ · 527 properties · 8 mortgages
+18 more entities not shown
Mortgages (45)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/07/2025 | $3.1M | Open | Vantage West Credit Union | ZFI LLC | 8490 E OLD SPANISH TRL, TUCSON, AZ 85710 |
| 03/29/2024 | $1.9M | Open | Pima Federal Credit Union | ZFI LLC | 219 W FORT LOWELL RD, TUCSON, AZ 85705 |
+43 more not shown
Owned Properties (69)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 5036 W BERYL AVE, GLENDALE, AZ 85302 | JOSETH RAMOS | Owns - 17 mos | $543k |
| 15554 W MAUNA LOA LN, SURPRISE, AZ 85379 | JOSEPH RAMOS | Owns - 19 mos | $370k |
+67 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, commercial, and exempt properties across Tucson, AZ.
What companies is Joseph Ramos associated with?
Joseph Ramos is associated with 20 entities based on extracted signatures from public records. Key entities include ZFI LLC, ASHTON WOODS ARIZONA LLC, 45TH STREET SENIOR APARTMENTS LLC, CAMERON 3 LLC, and ASKA HOLDING CO.
How many properties are associated with this investor?
At least 69 properties are associated with Joseph Ramos and the entities they control, based on signatures extracted from recorded documents connecting Joseph Ramos to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Berkadia, Pima Federal Credit Union, and NBKC Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2018 through 2026, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
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