Investor profile - AZ
Jose Ramos
Jose Ramos is a real estate investor and operator based in Phoenix, AZ. Public filings show activity across 34 properties held through 19 holding companies. Recent mortgage relationships include Pima Federal Credit Union, WaFd Bank, and Vantage West Credit Union.
Jose's Activity
As of December 2025, public records show approximately $31.8M in recorded mortgage exposure linked to this investor across at least 32 mortgage filings and 34 properties held through 19 holding companies. Activity appears concentrated in residential and multifamily assets recorded between 2013 and 2025.
Primary Geography
Phoenix, AZ
ZIP codes: 85716, 85705, 85302, 85710, and 85746
Most recorded activity for this investor appears in TUCSON, PHOENIX, MESA, GLENDALE, and AVONDALE.
Property Type Breakdown
Associated Entities (19)
AZ · 516 properties · 20 mortgages
AZ · 7 properties · 17 mortgages
AZ · 0 properties · 7 mortgages
+16 more not shown
Mortgages (32)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/07/2025 | $3.1M | Open | Vantage West Credit Union | ZFI LLC | 8490 E OLD SPANISH TRL, TUCSON, AZ 85710 |
| 03/29/2024 | $1.9M | Open | Pima Federal Credit Union | ZFI LLC | 219 W FORT LOWELL RD, TUCSON, AZ 85705 |
| 05/16/2023 | $2.4M | Open | Pima Federal Credit Union | TT PARTNERS LLC | 3493 E LIND RD, TUCSON, AZ 85716 |
+29 more not shown
Owned Properties (34)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 5036 W BERYL AVE, GLENDALE, AZ 85302 | JUNIOR RAMOS | Owns - 12 mos | $543k |
| 5218 W LEWIS AVE, PHOENIX, AZ 85035 | JUANA GUERRERO | Owns - 3.5 yrs | $418k |
| 505 W 6TH ST, MESA, AZ 85201 | M & L FINANCIAL PROPERTIES NV | Owns - 3.7 yrs | $2.3M |
+31 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, multifamily, and commercial properties across Phoenix, AZ.
What companies is Jose Ramos associated with?
Jose Ramos is associated with 19 entities based on extracted signatures from public records. Key entities include ASHTON WOODS ARIZONA LLC, ZFI LLC, CAMERON 3 LLC, KACHEMAK INVESTMENTS LLC, and JRJS WEST SAC INVESTORS LLC.
How many properties are associated with this investor?
At least 34 properties are associated with Jose Ramos and the entities they control, based on signatures extracted from recorded documents connecting Jose Ramos to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Pima Federal Credit Union, WaFd Bank, and Vantage West Credit Union, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2013 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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