Investor profile - AZ
Bernie Ramos
Bernie Ramos is a real estate investor and operator based in Phoenix, AZ. Public filings show activity across 5 properties held through 2 holding companies. Recent mortgage relationships include Capital Fund 1.
Bernie's Activity
As of December 2025, public records show approximately $0 in recorded mortgage exposure linked to this investor across at least 1 mortgage filings and 5 properties held through 2 holding companies. Activity appears concentrated in residential assets recorded between 2019 and 2025.
Associated People
Primary Geography
Phoenix, AZ
ZIP codes: 85008, 85043, 85326, 85338, and 85354
Most recorded activity for this investor appears in PHOENIX, TONOPAH, BUCKEYE, and GOODYEAR.
Property Type Breakdown
Associated Entities (2)
AZ · 0 properties · 1 mortgage
AZ · 0 properties · 0 mortgages
Mortgages (1)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/02/2021 | $275k | Closed | Capital Fund 1 | ZAC INVESTMENTS LLC AN ARIZONA LLC | 4431 E ALMERIA RD, PHOENIX, AZ 85008 |
+0 more not shown
Owned Properties (5)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 22262 W TONTO ST, BUCKEYE, AZ 85326 | ARIZONA PROPERTY VALUATIONS LLC | Sold | $240k |
| 7610 W ODEUM LN, PHOENIX, AZ 85043 | BERNIE RAMOS | Owns - 3.2 yrs | $487k |
| 38134 W RANCHO DR, TONOPAH, AZ 85354 | JESUS CARAVEO | Owns - 3.7 yrs | $431k |
+2 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential properties across Phoenix, AZ.
What companies is Bernie Ramos associated with?
Bernie Ramos is associated with 2 entities based on extracted signatures from public records. Key entities include ZAC INVESTMENTS LLC AN ARIZONA LLC and ARIZONA PROPERTY VALUATIONS LLC AN ARIZONA LLC.
How many properties are associated with this investor?
At least 5 properties are associated with Bernie Ramos and the entities they control, based on signatures extracted from recorded documents connecting Bernie Ramos to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Capital Fund 1, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2019 through 2025, with the most recent mortgage recorded in 2021.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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