Investor profile - AL

Joshua Finlay

Joshua Finlay is a real estate investor and operator based in Mobile, AL. Public filings show activity across 4 properties held through 5 holding companies. Recent mortgage relationships include AmeriFirst Bank, Troy Bank & Trust, and Community Bank & Trust.

Contact info available

Joshua's Activity

As of December 2025, public records show approximately $9.2M in recorded mortgage exposure linked to this investor across at least 25 mortgage filings and 4 properties held through 5 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2011 and 2025.

Primary Geography

Mobile, AL

ZIP codes: 36542 and 36507

Most recorded activity for this investor appears in GULF SHORES and BAY MINETTE.

Property Type Breakdown

Residential50%
Vacant50%

Associated Entities (5)

FINLAY & CO LLC

AL · 1 property · 10 mortgages

FINLAY HOLDINGS LLC

AL · 2 properties · 8 mortgages

active
Incorporated on 10/03/2016 in AL
CODY & FINLAY LLC

AL · 2 properties · 4 mortgages

active
Incorporated on 05/10/2016 in AL

+2 more not shown

Mortgages (25)

DateAmountStatusLenderBorrowerAddress
12/12/2025$1.3MOpenTroy Bank & TrustBDJF LLC1360 W LAGOON AVE,
GULF SHORES, AL 36542 11
10/16/2025$421kOpenRenasant BankBDJF LLC1360 W LAGOON AVE,
GULF SHORES, AL 36542 11
09/17/2025$1.4MOpenAmeriFirst BankDF 1ST AVENUE LLC-

+22 more not shown

Owned Properties (4)

AddressDeeded ownerStatusConsideration
1360 W LAGOON AVE,
GULF SHORES, AL 36542 11
BDJF LLCOwns - 2 mos$495k
6047 SAWGRASS CIR,
GULF SHORES, AL 36542
CODY & FINLAY LLCSold$125k
6046 MORGANWAY CIR,
GULF SHORES, AL 36542
FINLAY HOLDINGS LLCOwns - 7.3 yrs$60k

+1 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential and vacant properties across Mobile, AL.

What companies is Joshua Finlay associated with?

Joshua Finlay is associated with 5 entities based on extracted signatures from public records. Key entities include FINLAY & CO LLC, FINLAY HOLDINGS LLC, CODY & FINLAY LLC, BDJF LLC, and DF 1ST AVENUE LLC.

How many properties are associated with this investor?

At least 4 properties are associated with Joshua Finlay and the entities they control, based on signatures extracted from recorded documents connecting Joshua Finlay to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references AmeriFirst Bank, Troy Bank & Trust, and Community Bank & Trust, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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